In order to get life
insurance, one of the requirements is to take a
medical exam. This is to ensure that you are healthy
at the time of buying
the insurance.
This also somewhat determines how much you pay for insurance.
Many people wonder how to get the best results from
their medical exam.
To obtain the best results from your medical
examination, try the following suggestions:
• Don’t eat for 12 hours before the exam.
• Get a good night’s sleep the night before
the examination.
• Abstain from alcoholic beverages for at least
eight hours prior to the exam.
• Do not smoke or chew tobacco for at least one
hour prior to your examination.
• Avoid drinking coffee, tea or caffeinated soft
drinks for at least one hour prior to your examination.
• Limit salt intake and high cholesterol foods
24 hours before your examination.
• Avoid any strenuous physical activity for 24
hours before the examination.
• Drink a glass of water an hour or so before
your appointment. This will help in obtaining a urine
specimen.
Examiners generally require to following as
well:
• Your driver’s license for identification
• Your physicians’ names, addresses, and
dates of past visits
• Names of any prescribed medications and any
information
regarding injury and major illness
• If you belong to a prepaid medical plan, have
your medical record number available
Insurance companies
may require additional information. Be sure and check
before you go to your medical exam to make sure you
have everything required.
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